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Dependable appraisals you can trust.

Over Four Decades of Experience

When it comes to determining the value of a home, few professionals bring the knowledge, experience, and attention to detail that Marty Kaltenbach does. As a certified appraiser with over 40 years of hands-on experience, Marty has become a trusted name in residential property appraisal throughout Dearborn, MI and the surrounding areas. His business, Dependable Appraising, was built on a foundation of expertise, integrity, and personalized service.

From Real Estate to Property Appraisals: A Story of Dedication

Marty didn’t begin his career as an appraiser—he started in the real estate industry, where he developed a deep understanding of property markets, home features, and buyer behavior. As he worked with buyers and sellers, he became increasingly interested in the methods used to determine a property’s true value. That curiosity led him to earn his appraiser’s license.

At the time, a friend in need of appraisal services gave Marty his first opportunity. From that first job, word of his thorough approach and accurate valuations began to spread. Eventually, Marty founded Dependable Appraising, offering professional property appraisal services to homeowners, attorneys, real estate agents, and lenders across Southeast Michigan.

 

Honest, Detail-Oriented Residential Property Appraisals

What sets Dependable Appraising apart is Marty’s personal commitment to accuracy and service. Every home is different, and no two appraisals are alike. Marty takes the time to meticulously inspect each property, noting everything from square footage and upgrades to neighborhood trends and market comparisons. His goal is to produce clear, defensible reports that reflect true market value—whether you’re buying, selling, refinancing, or facing a legal or financial matter.

 

At the heart of Dependable Appraising is a client-first philosophy. Marty understands that property valuation can be stressful and confusing, so he ensures you not only receive a high-quality appraisal but also understand the process every step of the way. With Marty, you’re not just another file—you’re a valued client.

 

A Full Range of Appraisal Services Tailored to Your Needs

Whether you’re going through a major life change or simply want to prepare your home for sale, Dependable Appraising offers specialized services to support you:

1. Probate Appraisal Services

Dealing with the passing of a loved one is never easy. If you are managing an estate, you may be required to obtain a probate appraisal to determine the fair market value of real estate assets at the time of death. These valuations are essential for estate tax calculations, court documentation, and asset distribution.

Marty provides respectful, accurate, and court-compliant probate appraisal services. His experience working with attorneys and estate representatives ensures a smooth process during a difficult time. If you’re searching for reliable estate appraisers, look no further than Dependable Appraising.

2. Divorce Appraisal Services

During a divorce, dividing property fairly is one of the most crucial—and often contentious—tasks. A professionally conducted divorce appraisal helps ensure that both parties receive an equitable outcome. Marty delivers impartial, fact-based valuations that are accepted in court and during mediation.

With sensitivity to your situation and a strong commitment to objectivity, Marty’s divorce appraisals help remove emotion from the equation so fair decisions can be made.

3. Bankruptcy Appraisal Services

Filing for bankruptcy requires a clear picture of your financial situation—including the value of any real estate you own. Dependable Appraising offers bankruptcy appraisal services that meet court requirements and trustee standards.

Whether you’re filing Chapter 7, 11, or 13, Marty’s valuations can play a key role in determining asset exemptions and repayment plans. His reports are clear, well-documented, and delivered on time.

4. New Construction Appraisal

Are you building a new home or buying from a developer? You’ll likely need a new construction appraisal to secure financing or ensure the property is valued correctly before closing. Marty has extensive experience working with builders, buyers, and banks to deliver detailed appraisals for newly constructed properties.

He evaluates construction quality, materials used, site location, and builder plans to provide a thorough and accurate valuation.

5. Help Selling My Home: Pre-Listing Appraisal

If you’re thinking, “I need help selling my home,” one of the smartest steps you can take is to get a pre-listing appraisal. This service helps you and your real estate agent price your home competitively—based on real data, not guesswork.

A pre-listing appraisal helps avoid overpricing (which can lead to long time-on-market) or underpricing (which could leave money on the table). Marty’s in-depth valuation gives you the confidence to list your home at the right price and attract serious buyers.

6. Mortgage Appraisal Services

If you’re buying or refinancing a home, your lender will likely require a mortgage appraisal. Marty works with local banks, mortgage brokers, and private lenders to provide trusted valuations that meet lending standards.

His detailed property inspections and market comparisons help facilitate smoother closings and give lenders the information they need to underwrite the loan.

7. REO Appraisal

When a property goes into foreclosure and becomes real estate-owned (REO), an accurate appraisal is crucial for resale and asset recovery. Marty provides reliable REO appraisal services for banks and asset managers, helping them determine the property’s as-is and repaired market value.

He understands the unique challenges of REO properties, including deferred maintenance, occupancy status, and market stigma, and reflects those factors in the appraisal report.

8. Investment Property Appraisal

Are you a real estate investor looking to buy, sell, or refinance? Marty offers investment property appraisal services that provide accurate, income-based, and market-based valuations for rental properties, duplexes, and small multifamily homes.

An investment property appraisal from Dependable Appraising can help you make sound acquisition decisions, secure financing, or determine rental value and ROI.

Why Clients Across Dearborn Trust Dependable Appraising

Over 40 Years of Experience – Marty’s real-world expertise in both real estate and appraisal work ensures the most accurate, market-reflective valuations.

Certified & Local – As a local certified residential appraiser, Marty knows the Dearborn area inside and out—including neighborhood trends, zoning issues, and buyer behaviors.

 

Responsive and Reliable – You’ll never be left waiting. Marty is known for fast turnaround times and consistent communication.
Personalized Service – Marty believes in forming lasting relationships with his clients. You get one-on-one attention, honest answers, and guidance throughout the appraisal process.

Contact Dependable Appraising Today

 If you need any of the following:

 

  • Probate appraisal
  • Divorce appraisal
  • Bankruptcy appraisal
  • Property appraisal
  • New construction appraisal
  • Help selling my home
  • Mortgage appraisal
  • Residential property appraisal
  • Estate appraisers
  • Pre-listing appraisal
  • REO appraisal
  • Investment property appraisal

You can trust Marty Kaltenbach and Dependable Appraising to deliver the honest, accurate valuation services you deserve. Whether you’re a homeowner, real estate professional, attorney, or lender, Marty is here to help you make informed decisions with confidence.

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